Treasury and disbursement, in one console.
A unified treasury and bulk-payment platform for enterprises, federations, and group operators that move money across many accounts and many beneficiaries.
WHO IT IS FOR
Finance teams that run real disbursement volume.
Monicenta is built for finance, treasury, and operations teams that move money to staff, vendors, beneficiaries, and partners across multiple banks. It replaces the spreadsheet-and-portal workflow with one approval-controlled console.
- Mid-market enterprises with multi-bank treasury operations
- Federations and member bodies running scheme payouts
- Foundations and NGOs disbursing grants and beneficiary payments
- Group operators managing intercompany transfers and reimbursements
FEATURES
What Monicenta does.
Bulk disbursements
Upload a payroll, scheme payout, or vendor file and route payments to every Nigerian bank in a single approval flow.
Multi-account treasury
Connect every operating account across every bank into a single balance and movement view.
Approval workflows
Configurable maker-checker rules, role-based limits, and dual control on every payment above threshold.
Reconciliation
Statement ingestion, automated matching against your ledger, and exception handling for the items that need a human.
Beneficiary management
A controlled beneficiary register with KYC verification, banking detail validation, and an audit trail per change.
Reporting
Statutory reports, management views, and exportable data for finance, audit, and the board.
GETTING STARTED
How a Monicenta engagement runs.
- Step 01
Scoping
A working session with your finance and operations team to map current disbursement volume, account structure, and approval rules.
- Step 02
Setup
Account onboarding, role configuration, and beneficiary register migration in a controlled environment.
- Step 03
Rollout
Phased cutover starting with a single payment type, with named support sitting beside your team during the first cycles.
- Step 04
Run
Day-to-day operations, monthly service reviews, and a roadmap that includes your team's asks.
PROOF
Built and operated by STSL.
Monicenta is owned, built, and operated by STSL — the same engineering team behind banking integrations, federal e-government, and Pouchii.
Named clients: In production with federations, NGOs, and mid-market enterprise finance teams across Nigeria.
- Annual disbursement volume
- NGN 320B+
- Enterprise and federation deployments
- 85+
- Platform uptime, rolling 12 months
- 99.96%
PRICING
Contact for pricing.
Monicenta is sold under enterprise contracts. Pricing scales with deployment size and feature scope.
NEXT STEP
See Monicenta in action.
A 30-minute walkthrough with the product team.