The infrastructure behind Africa’s payment, government, and financial systems.
A SystemSpecs Holdings company, building for Nigerian banks, federal MDAs, and fintech operators since 1992.
Operating infrastructure for tier one banks, federal ministries, payment service providers, and cooperative networks.
0M+
Transactions processed per year
0+
Financial institutions integrated
0+
Federal MDAs served
0.00%
Platform uptime
Trusted by tier-1 institutions and federal MDAs
SOLUTIONS
Four lines of business. One platform underneath.
STSL builds and operates infrastructure for the institutions that move money, deliver public services, and run the schemes Nigerians rely on every day.
PRODUCTS
Three products built and operated in-house.
Owned, run, and supported by the same team that builds for banks and government.
Infrastructure, not interfaces.
STSL designs and operates the systems underneath: payment APIs, virtual account services, e-budgeting and warranting platforms, identity flows, lending rails, fundraising infrastructure, and the integration work that connects them to banks, MDAs, and licensed institutions. Most of what we build is invisible to the end user. That is the point.
- Payment APIs
- Virtual accounts
- Service aggregation
- E-budgeting
- Warranting
- Identity
- Fundraising
- Lending infrastructure
A 30-year institution in Nigerian fintech.
SystemSpecs Holdings · Operating since 1992.
INSIGHTS
Notes from the team building it.
Engineering, policy, and operating notes. Plus selected press from across Nigerian fintech.









